A Purpose in Mind Approach
Once we meet and have crystal clear clarity on the results you are seeking, the planning begins. This allows us to build a tailored plan designed specifically for you.
Whether you’re a pre-retiree, currently in retirement, or just starting out, we will begin with “A-Purpose-In-Mind” approach. Think of it like this, an engineer can’t start designing a building without knowing what the end result of the project is supposed to look like; a surgeon can’t go into surgery without knowing what the outcome of the surgery is supposed to be. This same results-oriented approach also applies to the areas of helping you manage your personal finances, your estate planning, tax planning and retirement income planning.
For example, if you asked a normal everyday pre-retiree on the street why they are saving money most would answer “for retirement”. However, if you then said, “that’s great, can you tell me how much annual income you’ll get from your efforts today when you retire?” Hardly anyone would have a good answer. The problem is they are saving the money without understanding how retirement income really works economically, and the importance of how they allocate their savings in pre-retirement. As part of our process we provide pre-retirees the opportunity to understand exactly how retirement income works; plus, discuss how the future of taxation will affect their financial well-being and make that the basis for the efficient allocation of their savings for retirement.
Starting with “a-purpose-in-mind” approach is imperative, and most people haven’t had the opportunity because the retirement planning industry is focused on selling products instead of analyzing process. The advisory community is not looking at the optimal result and then reverse engineering the “how” to get there. Because the industry has worked with a lack of client results in mind, this has led to new and progressive legislation demanding advisors live up to their fiduciary duty – a promise we’ve always made and lived up to in our practice.
Years of experience have prepared us to guide you through your life transitions.
Cash Flow Management
We create strategies that are tailored to your needs and goals.
A Holistic Approach
We help you protect your lifetime ability to generate income, maintain employment, grow earnings and build your net worth.